Romance Fraud & Scams
Romance fraud is uniquely cruel — it weaponises trust, hope, and intimacy. UK victims lose tens of millions each year to fraudsters who build elaborate fake relationships before asking for money. We approach every case with discretion and without judgement.
£92m+
Reported lost to romance fraud in the UK in 2023
£11,500
Average loss per romance-fraud victim
4.8 ★
Trustpilot rating
Secure
Encrypted case vault
Overview
Romance fraud is uniquely cruel — it weaponises trust, hope, and intimacy. UK victims lose tens of millions each year to fraudsters who build elaborate fake relationships before asking for money. We approach every case with discretion and without judgement.
Warning Signs to Watch For
- • A connection that develops unusually quickly online
- • A partner who refuses to video call or always has an excuse
- • A profession that explains being abroad or unreachable (military, oil rig, doctor on mission)
- • A request for money to handle an emergency, customs, hospital, or business deal
- • A request you keep the relationship secret from family
- • Repeated requests for ever-larger sums
How Romance Fraud Works
Fraudsters operate from organised call-centres, often using stolen photographs and AI-generated profiles. They invest weeks or months in building a connection before introducing the first request for money — always emotionally framed as an emergency or opportunity. Victims who pay are kept on the hook for as long as funds last, then often re-approached as part of a "recovery" scam.
Your Right To Reimbursement
Romance fraud is now firmly recognised as authorised push payment fraud. Under the PSR mandatory reimbursement scheme that came into force in October 2024, victims are entitled to refunds up to £85,000 per claim. The CRM Code provides similar protection for older losses.
You Are Not Alone
Romance fraud victims often feel embarrassed and isolated. We deal with hundreds of these cases. The criminals are organised professionals — falling for them is not a failure of intelligence. We focus on getting your money back, with discretion at every step.
Our Approach
Confidential Intake
We take your account in full confidence — no judgement, no blame.
Trace
We follow your payments through banks, money-transfer services, and crypto exchanges.
Pursue
We file CRM Code and PSR claims, plus civil action against identifiable recipients.
Recover
We secure reimbursement and any further recovery from receiving banks and intermediaries.